Causes of Water Damage
Water damage is one of the most common causes of property damage. It can be caused by a variety of factors, including:
- Flooding
- Leaking pipes or appliances
- Broken windows
- Damaged roofing
Types of Water Damage
There are two main types of water damage:
- Clean water damage is caused by water that is not contaminated with sewage or other harmful substances.
- Black water damage is caused by water that is contaminated with sewage or other harmful substances.
Clean water damage is generally less harmful than black water damage, but it can still cause significant damage to property. Black water damage can pose a serious health risk, as it can contain bacteria, viruses, and other harmful organisms.
What is the Legal Definition of Water Damage?
The legal definition of water damage varies from state to state. However, most states define water damage as any damage to property that is caused by water that has entered the property from outside. This includes damage caused by flooding, leaking pipes, or broken windows.
If you have experienced water damage to your property, it is important to contact your insurance company as soon as possible. Your insurance company will be able to help you file a claim and get your property repaired.